11 Apps To Keep A Hold On Your Savings
Expenditure is extremely individual. Contrary to the golden rule, i-e., “spend less than you earn” people find it hard to be prescriptive as their overheads are the consequence of many personal decisions, many of which feel unimportant when we make them. Thence, rather than guiding you about the expenses list comprising of Do’s and Don’ts, here we have listed some of the most widely used mobile applications to fortify your saving habits.
All the listed apps are free; however, there are some premium features. Most of them are connected to your credit cards or bank account, pulling and managing your transaction data. If you are concerned about your account information or financial security, you can get an app that allows the users to input information by hand. It may be laborious, but some people prefer to have the accountability of submitting transactions manually. Some applications, though helpful to all, concentrate on various needs and offer a range of features, from keeping tabs on investments to increase the credit card rewards.
This no-frills, list interfaced application is a great option for people who already are managing their finances but still want an easy to use space to keep everything organized. Fudget is great for monitoring short-term budgets for the vacation, holidays or for tracking work expenses.
This application reinvents envelope budgeting of yesteryear using a virtual budget program. All you need to do is specify a budget for different categories and spend from that selected category. When all the money has been used, stop spending.
Get an eye on your expenses by type, month and location. Moreover, this app allows you to access your credit score while providing other identity protection tools such as data breach alerts.
- Dollarbird: This app allows you to addthe past or future income and expenditures to a calendar that evaluates the influence on your balance, and spending—category-wise.
Mint enables its users to create budgets with different spending categories, alerting them with brightly colored graphics as the expenses reach near the edge. Moreover, it also provides the credit score access.
This application categorizes your transactions in terms of expense type, adjust and track your financial goals and always have an easy to understand net worth calculation.
- Level Money:
Built to revolutionize the experience of viewing your wallet, the app eliminates the expenses that reoccur and provide you with the savings as per your income. All you need to do is to enter your income, bills, and the amount you want to save monthly. Level Money crunches the numbers and provides you with your “Spendable,” a.k.a available cash, for daily spending.
Like GoodBudget, Mvelopes has reinvented classic envelope budgeting, but it comes with account integration.
Monitor your finances through text messages such as interface where “Penny” supports graphics and easy to understand banter about your spending behaviors.
- Personal Capital:
Besides hosting all sophisticated budgeting tools, the Personal Capital let its users track their investments and make models for retirement, college savings as well as other life events.
Wallaby offers a sleek list of transactions that focus on optimizing credit card rewards, recommending you the best card to use for the specific merchant and the amount of credit limit used.
With so many apps online, you should be cautious about trusting an app with your financials. With a creeping increase in the number of mobile app development projects, the era is not so far where for every problem, there will be a specific app!
You may be interested
Get GTA 5 on your Android smart phone and experience next level gaming experienceElaine Bennett - October 22, 2019
Storyline GTA V advances almost every repairman that was in the past Grand Theft Auto games. To the extent driving…
Procurement Issues & Their SolutionsMichael Higgins - October 21, 2019
At some point or another, every company faces a procurement issue. This could happen due to factors you can't control…